Finance & Insurance
As an in-network provider for most dental insurance plans in California, Hello Smile always strives to provide our patients with the highest quality of dental care, combined with the most convenient and affordable payment options. To make that happen, we will work with you to ensure that you are maximizing your insurance reimbursement for all our services and procedures.
Currently, we are a provider for some prominent dental PPO insurance plans below, and also take other PPOs not listed below:
- Aetna PPO
- Ameritas
- Ameriplan
- Anthem
- Assurant (a.k.a. Sun Life/DHA)
- Blue Cross Blue Shield PPO
- CareFirst
- Careington
- Cigna PPO
- Delta Dental PPO
- Dental Network of America (DNOA)
- Dentemax
- Dominion National
- GEHA
- Guardian
- Humana
- Liberty PPO
- MetLife (Safeguard PPO)
- Premiere Access PPO
- Principal Financial Group
- United Concordia PPO
- United Healthcare PPO
We are not contracted with HMOs and DentiCal, but if you have one of these insurances, please note that many procedures are not covered by your insurance. If you have been told that you need a procedure that has little to no coverage by your HMO or DentiCal, please contact us so that we can give you a better patient experience and take care of those procedures for you.
Hello Smile VIP Benefits: Annual Membership with Better Perks than Insurance
Don’t have insurance or your insurance doesn’t cover much? No problem!
We don’t want financial hindrances to be the reason your family doesn’t get the care they need for any unexpected dental needs that may come up. We have membership plans which are scalable to your specific situation or family member count, whether you have insurance or your dentist told you that your insurance doesn’t cover much of certain procedures like implants, crowns, bridges, etc.
Savers Membership Plan (left column below) is for individuals and family members who have no to limited insurance coverage on any procedures.
Business Membership Plan (right column below) is for business owners or HR perosonel who wants to offer a dental membership to their employees
VIP Membership
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Couple: $49/mo total
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Family: $78/mo total
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5% discount if monthly fees are paid annually upfront
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Up to 2 exams/consults per year – no charge
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Necessary Xrays (if done with an exam) – no charge
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No charge basic cleaning every 6 months. If other types of cleaning is needed, 20% off
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Fluoride twice a year – no charge
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20% less fee than usual, and customary fees on:
Fillings, Crowns, Bridges, Dentures,
Partials, Extractions, Deep Cleaning -
10% less fee than usual, and customary fees on:
Implants, Ortho -
No Deductible
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No Pre-Authorization
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No Claim Forms
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No Waiting Period for Eligibility
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No Yearly Maximum
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Quality Dentistry
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Great Experience
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** Initial Startup Fee Applies
Business Membership
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5% discount if monthly fees are paid annually upfront
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Up to 2 exams/consults per year – no charge
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Necessary Xrays (if done with an exam) – no charge
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$50 discount toward any type of cleaning, once every six months
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Fluoride twice a year – no charge
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20% less fee than usual, and customary fees on most procedures
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No Deductible
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No Pre-Authorization
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No Claim Forms
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No Waiting Period for Eligibility
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No Yearly Maximum
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Quality Dentistry
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Great Experience
If you have any questions at all about our Savers Membership Plan or the Business Membership Plan, call our friendly team members today at: 805-380-5048.
Because our primary goal at Hello Smile is to ensure your utmost comfort by promptly providing you with the best dental care possible, we offer several convenient ways to both plan and pay for your treatment. For that reason, we accept VISA and MasterCard, along with cash, personal checks and direct payments, from most dental insurance companies.
Please note that costs associated with our dental procedures may vary based on the type and complexity of the procedure performed. While you’d probably agree that the benefits associated with a beautiful, natural-looking smile are immeasurable, dental procedures can sometimes be expensive. To help make those procedures more affordable, we conveniently accept dental insurance, and offer interest-free financing options.
We always tell patients not to let the upfront costs intimidate you, because help, in the form of affordable payment options, is always available. The first step is scheduling an appointment to determine exactly which treatment or procedure you or your loved one will need, along with the associated costs. Once that’s completed, our insurance and billing specialist will provide you with affordable payment options. Most of our patients quickly discover that the benefits of a restored smile far outweigh the financial costs!
You can make payments in exchange for our dental services using these methods:
- VISA or MasterCard
- Cash or check
- CareCredit or Lending Club
We accept payments through CareCredit (Administered by GE Financial Services) or Lending Club, which is a flexible patient payment program that’s specifically designed for healthcare-related expenses. CareCredit / Lending Club makes it easier for you to get the treatment or procedure you want or need. CareCredit / Lending Club patient financing can be used at over 45,000 practices nationwide for:
- Co-payments
- Deductibles
- Dental care not covered by insurance, like certain cosmetic procedures
The advantage to you of participating in CareCredit / Lending Club is that it allows you to begin your treatment or procedure immediately, and then pay for that care over a specified period of time with low monthly payments, that easily work within your budget.
If you have any additional questions about our extended payment plan, or would like an application, ask one of our team members, or call Hello Smile at: 805-380-5048.